Stages of buying housing in Spain
To begin with, some of the money is paid. The deposit usually does not exceed ten percent of the cost of housing, part of the amount – six thousand euros – will be entered in Spain, while the rest can be transferred to a Spanish account from Russia. In the hands of the buyer there remains a document that the selected housing is reserved after him. On the basis of the document, the buyer will be assigned a special number of a foreigner (the process takes a maximum of a month), which will make it possible to bring the deal to the end. Only after that can the act of sale-extreme. Naturally, at the same time, the remaining, most of the cost is paid. This can be done by transferring a banking check, or by direct transfer of money to the account of the developer. But if the required amount is not available, then in the Spanish bank you can take a mortgage that is loaned up to seventy percent of the purchased housing. Moreover, the annual percentage is low – about four. But the bank in each case considers the amount of the loan and the annual interest, so you need to submit an application and wait for the decision to calculate how much personal product will need to be made.